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Okay, I’m Vaccinated. Now What?

Two years ago, we could only dream of being here. Being cooped up in our homes with the number of cases only getting higher and higher, it did not seem like there was a way out. Being vaccinated is far from our imagination. We could not see the light at the end of the tunnel. Our spirit was low, we did not have the motivation to do anything, we missed our family and friends, we missed dining out, and we were worried we or any of our loved ones would get infected by COVID-19 – we had a hard time adjusting to the new normal.

On top of all the stress of going through a pandemic, we were still expected to live our lives as normal as possible, meeting work deadlines with a pay cut, and some even lost their job. We were living in uncertainties, and it was hard. We also had to go through a crash course on particle filtration, alcohol level to effectively sanitise, room ventilation, and a whole lot more things that we wish we knew a whole lot less about.

We also had to learn about interdependence to ensure the survival of our species. We learned about forming quarantine bubbles, donning protective gears just to go get groceries, and having only essential physical interactions. The days were suffocating, and the nights were long. We look forward to the day when we can breathe easier again, although the future seemed bleak.

And it seems like we are finally having a major breakthrough. COVID-19 vaccines have successfully been developed and distributed worldwide after months of research by healthcare experts. Vaccine rolls out in Malaysia kicked off on February 24 with Prime Minister Muhyiddin Yassin receiving the first of the two-dose Pfizer-BioNTech vaccine as mass inoculation campaign started.

Through the Ministry of Health (MOH), the Malaysia government has by far approved a few COVID-19 vaccines. One being RNA vaccine – genetic material from the pathogen only – known as Pfizer-BioNTech. Three being non-replicating viral vector vaccine – another virus that cannot copy itself carries the pathogen’s genes – known as CanSino, Johnson & Johnson, and Oxford-AstraZeneca. And the last one being an inactivated vaccine – killed pathogen that cannot replicate itself – known as Sinovac. Two other vaccines are currently undergoing clinical trials in Malaysia; one non-replicating viral vector vaccine – ReiThera, and one inactivated vaccine – Chinese Academy of Medical Sciences.

June 21 marks the kick-off of Phase 3 of National COVID-19 Immunisation Programme in Klang Valley, which would be the final phase of vaccination before heading to Phase 4: the Economic Recovery Plan. As of June 18, 4.9% of the population has been fully vaccinated while 12.4% has received their first dose. Life is slowly but surely going back to normal, so what now?

It seems like we are finally turning over a new leaf, but can we do pre-pandemic activities again? Yes, but it is a little tricky. Being COVID-19 vaccinated means the virus would no longer endanger you much, but they do not give you superpowers. You may still carry it and put those around you at risk, so until we have reached herd immunity, we still need to take precautions, but the list of pre-pandemic activities that you can do will grow.

It is completely normal to still feel scared even after you are fully vaccinated. To go back to a mask-less society or entering a crowded lift seem like a precarious act, and currently it still is as we learn more about the power of these vaccines, hence why the need to still follow the recommended SOP by MOH. Knowing the overall risk of infection in your area is also a good step towards making better decisions.

We are heading towards the right direction, but it is understandable if we are still enveloped with uncertainties as more research is currently being done. Simply returning to our old habits would be deadly. To be mentally prepared, remember that even though you have a new “force field” around you, it is not impenetrable.

It is important to refer to only credible news to not hinder the government’s vaccination effort so we can reach herd immunity faster. Do not easily trust forwarded messages you read on WhatsApp as most are fake news, and more importantly, do not forward it to others. Stop the chain, it starts with you, do not create vaccination hesitancy.

Bottom line is, yes, you can now breathe easier after being vaccinated. You can walk or sit taller and let go of some of the worries that have been lurking in the back of your mind for the last two years. Remember that getting over the pandemic is a journey, and while we race toward widespread vaccination to get back to life before COVID-19, we also must play our part in the meantime for the under 18 population who cannot yet get their shots.

Together, we will beat this and rise above it.

Buying Your First Home

There are 2 keys every Malaysian should have in their lifetime; car keys and house keys. You already have the car, and now you’ve finally reached that stage in your life where you want to have a place to call your own. Be it for personal or investment, buying your first property can be a rather daunting task if misinformed. But by asking the right questions and understanding the process flow, things might not be as complicated as it seems.

It’s very important to differentiate between wanting to buy a property and being able to buy a property. Always remember, if you can buy the property and manage your monthly expenses comfortably, then you’re ready to consider the purchase.

 

Here are 5 questions you need to ask yourself before deciding:

1. What type of home best suits me?

There are many types to choose from; a condominium, an apartment, a townhouse, a semi-D bungalow, or even a patch of land to build your own dream house. Each has its own pros and cons, which you need to weigh to better suit you.

2. What am I looking for in a new home?

A home is a long-term investment, which is why it’s very important to consider a property that fits both your wants and your needs while keeping within your budget. Location, neighborhood, size, and layout should be part of your consideration.

3. How much mortgage can I actually get?

It’s important to get an idea of how much a lender will be willing to loan out for your first home. The amount may vary depending on your debt, monthly income, and job patterns.

4. How much home can I actually afford?

You will need to look at the house’s total cost (not just the monthly payment) such as the amount of down payment you can afford, how much you anticipate spending to maintain or improve the house, and how much your closing costs will be.

5. Who will help me find a home and guide me through the purchase?

A real estate agent will help you find homes that best suit your criteria. Once you’ve decided on a home to buy, these professionals will help you with the entire purchase process including making an offer, getting a loan, and completing the paperwork.

Just keep in mind these 5 questions and you’re good to go. All the best!

Factors To Be Considered Before Buying A Property

After months of searching, you’ve finally found your ideal home. But before you sign on the dotted line, here are a few things you might want to consider:

Which way does the house face?

This is essential, especially when it makes a difference between an overly heated home with little ventilation and an airy home that has ample lighting.

What is the area like?

Take a walk around the property and observe the area. Are there a lot of noisy restaurants around? What are the neighbours like? Are there any convenience stores around? Is there public transport nearby? This is to give you an idea of what to expect before you move in.

How safe is the area?

If the property is within a gated community then you’re all set. If not, then you might have to look at the surrounding houses and see if there are ample residents living around the neighbourhood. You might also want to check if there is sufficient public resources around.

Are there sufficient facilities available in the community?

It helps to ensure sufficient public facilities around your neighbourhood such as a swimming pool, a community centre, a sports complex and/or playgrounds. These amenities provide a sense of community and is a great way to get to know your neighbours.

Is the property easily accessible to major roads?

It helps to know which major roads the property links to. This will help with the ease of traveling, avoiding any future congestion going in and out of the property

Will there be any major developments happening in the area in the near future?

Apart from determining the appreciation of the property value, this would also help in determining if the density of population around the area is looking to be increased and whether that increase is something you wish to be a part of.

Is there sufficient drainage in the area?

Examine the whereabouts and levels of external drains and see if they are accessible and fully functional.

All You Need To Know About Mortgages

Finding the right home can be tricky, from the location, to the type, the design as well as size. But eventually it all comes down to what you can afford. As we’ve mentioned earlier, it’s very important to differentiate between wanting to buy a property and being able to afford one.

Here, we’ll be talking about mortgages and how you too can finance your home the right way.

The most important question you should ask yourself is “how much can I afford and how much can I borrow?” The percentage of down payment you pay at the beginning will affect the amount of monthly mortgage payments you pay later on. If you can afford to pay a higher down payment, then you will be borrowing less, thus lower mortgage payment every month.

When determining how much you can afford to pay for your home, there are a few things you might want to consider:

  1. down payment amount,
  2. monthly expenses,
  3. credit rating, and
  4. income.

The simple rule to follow; your collective monthly debt should not exceed a third of your monthly income. This debt includes any car payments, education loans or any other costs you have on a monthly basis. Working out your collective debt plan will help determine a ceiling price for the mortgage you are able to afford. We advise you to calculate the amount of mortgage you can afford before considering a property.

The amount you can borrow is determined on the value of your property, your income and your repayment capability. When looking for an ideal loan, do consider the interest rate and the duration of the loan. The higher the interest rate, the more money you will pay each month. Interest rates can be fixed or adjustable. Adjustable interest rates change overtime whereas fixed interest rates remain the same.

As for the financing, you have the choice of conventional financing or Islamic financing. Under conventional financing, your loan consists of a principal amount, plus the interest charged on you. Islamic financing works on a different concept of buying and selling, where the financial institution purchases the property and then sells it to you higher than the purchased price.

It’s important to pay attention to every little detail, like the margin of finance, the lock-in period, as well as branch location. It’s just as important that you keep in mind all the other fees involved in purchasing a home. It is obviously not just going to cost you the down payment and the subsequent mortgages. Other fees such as the legal fee, insurance fee, transaction fee etc. are items you would need to calculate in as well.

Generally, most mortgages are calculated for either 15 years or 30 years. A 30-year mortgage involves a lower monthly payment than a 15-year mortgage for the same amount, but the total amount paid in interest will be greater. The following reference can be used when calculating the best mortgage rates: https://www.imoney.my/home-loan.

Always remember, choose a mortgage plan that meets your needs best and is carried out with the least amount of financial strain.

References:

  1. http://www.mortgagecalculator.net/buyers-guide/
  2. http://www.iproperty.com.my/financing/faqs.aspx#22
  3. http://www.iproperty.com.my/news/8992/5-common-home-loan-mistakes-to-avoid

GST And The Property Sector

The Goods and Services Tax (GST) was introduced in Malaysia back in April 2015. Prior to its inception, spending spiked before decreasing drastically after its implementation. This decline is expected to continue as consumers and businesses alike adjust to the new taxation.

The list below contains information regarding GST and how it might affect the property sector:

  • GST is a consumption-based taxation system which works as a replacement for the existing Sales and Service Tax (SST).
  • The introduction of GST in Malaysia is not a new idea; the first announcement of a possible implementation was made by the government a decade ago back in September 2004, but was postponed twice before its implementation.
  • GST will be charged on all types of supply of goods and services in Malaysia (except for goods prescribed as zero-rated and exempt-rated).
  • The Real Estate and Housing Developers’ Association (REHDA) has forecasted that residential property prices may rise by 3-3.5% after GST.
  • The Royal Malaysian Customs (RMC) has also forecasted that housing prices may increase by 0.5% to 2%.
  • A purchaser of residential property will not be subject to GST since the supply of residential property falls under the category of exempt-rated supply.
  • Even though residential property developers are not allowed to claim any input GST incurred on their business purchases, the cost of their own purchases will increase. Due to this, the developer may adjust its selling price to reflect the extra costs due to the unrecovered input GST.
  • As for commercial and industrial properties, the cost is expected to increase as those sectors will be subjected to GST.

 

References:

  1. http://www.iproperty.com.my/news/9853/the-gst-a-quick-look
  2. http://www.iproperty.com.my/news/9846/gst-under-the-microscope

Braving The RMCO Extension

Let’s be honest – all of us pretty much had a hunch, if not positively knew, the RMCO was going to be extended. Seeing how there are plenty of active new cases every day, both nationwide and worldwide, there is no way of denying our new normal.

On August 28, Prime Minister Tan Sri Muhyiddin Yassin announced the extension of the Recovery Movement Control Order (RMCO) – which was supposed to end on September 1 – to December 31, 2020. The decision was made based on the latest development, as more time is needed to clear Malaysia of the pandemic. Throughout the extension, enforcement would continue under the Prevention and Control of Infectious Diseases Act 1988 (Act 342).

According to the Prime Minister, everything is under control but should there be an increase in infections in particular localities, the government will carry out the implementation of targeted measures such as the Enhanced Movement Control Orders (EMCO) or the Targeted Enhanced Movement Control Order (TEMCO).

Now the million-ringgit question is, how are we, the mere citizens, planning to cope with at least, another four (4) months of RMCO, or a possible EMCO and TEMCO? We have seen reports saying around 70,000 people were retrenched up to August. The actual figure is believed to be higher as we have to include retrenchment practised by micro-enterprises, and not forgetting, retrenchment that goes unreported.

The severity of the COVID-19 impact on businesses is unprecedented. It started as a health crisis, which quickly evolved into a global economic crisis at a speed and magnitude we have not seen in our lifetime. Weak economic and financial results, demand cut-backs, supply chain disruptions, and knock-on effects of troubled sectors on employment are the main contributing factors to this crisis. The ripple effects are still unfolding on a global scale and it is unlikely that the true impact of this pandemic can be measured until the situation stabilises.

In February, the government together with financial institutions announced the first economic stimulus package. Even though the outlook is not good, SMEs can persevere against the financial adversities by leveraging on all available resources to help them get through these difficult times. In March, they announced the second stimulus package valued at RM250 billion. In April, the third stimulus package was announced worth RM10 billion. Seeing how the cases weren’t dying down and many businesses were starting to close doors, the government announced the fourth stimulus package in June to help support businesses affected by the pandemic.

Many of the local businesses are affected and although they are resilient and learning to make changes, most of the businesses said they can sustain themselves for only two months during heightened restriction periods. Even after resuming operations, some services are still not allowed, which reduces these businesses income significantly.

While they agree restrictions are needed to stop the spread of COVID-19, they also believe the government should explore further and address this issue so that employees will continue to have job security. They said an extension should also be accompanied by additional stimulus measures to help businesses continue the recovery momentum. It is truly an unprecedented time and whether we agree with it or not, these additional stimuli are needed for our economic growth in the demand and supply chain.

In addition, it goes without saying that the uncertainties we are facing during this unprecedented time is understandably nerve-wrecking, and it may have caused some profound anxiety in some of us. It is 2020, and we are going through a pandemic, it is okay to take things one day at a time. Try not to bite more than you can chew, so you won’t become overwhelmed. The hours may become blurry during this partial-quarantine, so stick to a routine and this will make you feel functional and in-control. Until then, hang in there.

Adapting To The New Normal

Life has been full of uncertainties for us lately. Every two weeks we wait in front of our televisions, our mobile phones, to find out what is next? Where do we go from here? What is the news we will be receiving today? What will the prime minister tell us? Will the MCO be extended? Are the number of cases going down? Are we in the clear now? Can we, finally, go back to normal? Hundreds if not thousands of questions go through our heads and most of the time, we do not like the answers to it.

As much as we hate to admit it, and as in denial as we want to be, life will never go back to normal for us, those days are over – until a vaccine for the COVID-19 virus has been developed at least. Even so, it is unlikely for our lives to go back 100% to the way it was – we are all traumatised now. We will always involuntarily be extra conscious among strangers. Having a person sneezing near us will make us anxious, and when we start sneezing the next day, even for a completely different reason, our anxieties will shoot up through the roof.

Whether we like it or not, we must start adapting to the new normal. Wearing a mask when we go out even for just a short while, is vital – it is literal life or death. Having to be alert of your distance to a stranger at all times may feel odd in the beginning, and will feel taxing after a while, but this is our reality now, this is our new normal. We have to do it!

Recently we have been requested to go back to work as per normal to restart our economy. We were taking in major losses every day and our country could no longer afford it. It was a tough decision but one that had to be made. From small businesses to companies with substantial revenue, many Malaysians are losing and have lost their jobs. According to BNM Annual Report, the unemployment rate is expected to hit 4% this year due to the outbreak – that is over 2 million citizens, and the livelihood of even more will be affected.

It is understandable for us to feel fear of having to go back to work in the middle of a pandemic, and to deal with the anxiety that tags along with it, it is important for us to have knowledge on how to stay safe. It is crucial for us to abide by the rules of the new normal. Wash your hands for at least 20 seconds, wear a mask when going out, practice social distancing for at least 1 metre from the next person in the office, and always carry a hand sanitiser with you, just in case. Do not gather for lunch, and do not eat others’ food. These may all seem tedious, but it could be lifesaving.

Will this new normal change us? Hopefully, for the better. In a way, it trains us to have self-discipline and be aware of our environment. This new normal will push us to become more cooperative, and to listen to the authorities better, because our lives depend on them.

When we cooperate with the guidelines given by the Ministry of Health, we are also helping the frontliners. In fact, there is a saying that we are actually the frontliners. We are the ones who are capable of putting a stop to this pandemic. When we apply these guidelines in our daily lives, we are the one who get to decide on whether we are going to infect our society or not. The doctors and nurses are the last line of defence, when we are infected, they will be our last hope. Naturally, it is our duty to help lessen their burden.

Just the other day, we were informed that Raya gathering is permissible, provided the house contains a maximum number of 20 people, no crossing your residential state, and they must all be family members only. Although we have been blessed with this leeway by the government, we must use our own discretion and not abuse the privilege.

It is best to exercise our own judgement on whether this Raya gathering needs to be done within our families or not. Do we have many elderlies in our family? Will we be asymptomatic and unknowingly infect them? As we already know, the elders are more prone to be infected and they are unlikely to recover or survive from it. The best way to show our love for them is by staying away and using technology to keep in touch with them.

Wanting to be with our loved ones during Raya is normal, but we all must pull ourselves together so we can win this fight. We must put aside the desire to have a normal Raya gathering with our family and friends, so we can ensure we will still be able to celebrate Raya with them for many more years to come.

As much as we find this new normal to be suffocating and limiting to our normal routine, we have no other choice but to buck up and just do it. It is for the literal survival of ourselves, our loved ones, and our species as a whole. If we stay disciplined and apply the guidelines provided into our daily lives, we will get through this pandemic alive.

Flatten The Curve, Strengthen The Love

We’re treading through uncharted waters. Unless you’ve lived through the Spanish flu, the deadliest pandemic in history, we’re facing an unprecedented event. It’s been a little over a decade since the world experienced the last pandemic – the 2009 H1N1 swine flu. 1.4 billion people across the globe were infected and over half a million did not make it. Therefore, it seems reasonable to expect stringent measures by the authorities.

But that’s not the case.

The world is in the midst of the COVID-19 pandemic caused by a novel coronavirus called SARS-CoV-2, a virus that has no precedent hence no vaccine yet. By all serious estimates, it is going to be a major killer. Our government has taken all the necessary measures to curb it from spreading further and as socially responsible citizens, it is our duty to follow orders.

What was initially a two-week Movement Control Order (MCO) has now become a month, with expectations of an extension. Although it feels a little suffocating to be cooped up in your house for a month, this decision was made after a thorough analysation by the authorities and considering the curve we were heading towards, this measure is not extreme at all but highly necessary. Based on global data collected, so far, COVID-19 is most deadly for people over 60 who have underlying health conditions. If you’re a student who’s feeling stuck at your university during this period, missing your parents and family and dreading not being able to go home, change your perspective. You are not stuck, you are safe and sheltered, a privilege that plenty are unable to enjoy during this pandemic.

You’re potentially saving their lives, too. Many healthy young adults are asymptomatic and silent carriers; you might infect other people especially the elders like your parents. Therefore, the MCO is highly important and must be obeyed 100%, which means no hanging out with your best friends too. Limit the number of physical interactions to only the people you’re living with, that’s how you help flatten the curve.

We understand working adults are also restless about not being able to go back to your hometown and be with your parents, too. Basically, every Malaysian right now would want to be with their family and loved ones. Don’t worry too much if you’re unable to physically be with your loved ones in this duration. It is normal to miss the sense of your mother’s touch, your father’s smell, your sister’s infectious laughter. You need to try your level best to pull it together and you will come out of this stronger. Your emotional bond, your connection with them, would also become undeniably stronger.

Now that we are home-bound, it is also a good time for us to take the time to reflect on the importance of love in our lives and how we must learn to appreciate things as they can be taken away from us in a split second. Who would have thought going out to restaurants with family and friends would become illegal, or even going to the park to do some light exercises? These are among the things that we have all enjoyed throughout our lives and somehow took for granted; because we never thought we would lose our freedom to do these basic things.

We are lucky we are living in the 21st century, where we have modern technology that is sophisticated enough to allow us to communicate with anyone we like 24/7. Besides that, not only do we get to hear their voice, we also get to see their face and see their gestures. In this pandemic, that is enough to feed and warm our soul, and to temporarily cure our longing for the natural human experience.

To date, the Ministry of Health has announced that the current MCO is working in flattening the curve. The number of new cases is lower than it was initially projected to be, which is great news for us Malaysians. This is a good example of why we must strictly adhere to the “Stay-at-Home” order accordingly. As long as we cooperate and work as one, the sooner we will be able to end this and start going back to our normal lives. Until then we all must stay strong, stay put, keep ourselves updated, take care of our health both mentally and physically, and wash our hands frequently. Stay safe, everyone. Together, we will get through this.

– Corporate Liaison and Digital Media Department

Being Grateful Amid COVID-19

This month has been a challenging month for us Malaysians what with the recent new strain virus outbreak known as COVID-19. To date, there has been more than 1,500 positive cases in Malaysia. Good news is, so far 139 patients have recovered and been discharged.

Now that Malaysia is under Restricted Movement Order (RMO), we at LBS hope everyone is quarantining themselves at home to help flatten the curve. Go out only when it is absolutely necessary and practice social distancing at all times. It is up to each one of us to help stop the spread of the virus. Only with our collective effort, we will be able to end this and stop the nightmare.

During this RMO period, let’s take the time to really dig deep and reflect on every little aspect of our lives, do a little soul searching. Look at the things we have been taking for granted for years, and how important it is for us to start being grateful for every blessing that comes our way, be it big or small. You don’t have to be picky, there is nothing too small for you to be thankful for. It can be as simple as appreciating the clear weather or how quickly your online shopping parcel arrived despite the current restriction.

Find gratitude in your challenges. Sometimes, thinking about negative or difficult situations can help to really nail down what you have to be thankful for. Dig a little deeper into some of your own past experiences and try to figure out how they have helped shape you into the person you are today. How those experiences have matured you and strengthen you, and how they’ve prepared you for future obstacles.

Take this time to cultivate better health habits. Eat more nutritious food to help boost your immunity, do some home exercise to keep fit, and avoid risky behaviours such as going out unnecessarily. Our health is one of the things we tend to subconsciously take for granted, and this will stop us from having optimistic and healing attitudes. When we take better care of our physical health, our mental state will be better too.

We know by now a lot of people are starting to get restless. A sudden halt from the hustle and bustle of life, and we understand completely. In times like these, you must learn how to slow down and take things one day at a time. Don’t think about two weeks, but rather focus on today. Do some breathing exercises. Count your blessings. Say it out loud if you have to! Make small goals for the day that you would like to achieve. This is a reset, and a chance for you to look at life from a different perspective.

Until then, stay safe, follow the orders, and wash your hands frequently!

International Women’s Month 2020

“Behind every successful man, there is a strong woman.” – Anonymous.

As cliché as this famous saying goes, there’s a big chunk of truth behind it. Behind every man’s success, there is a strong woman who’s holding the fort when he’s unable to, a strong woman who caters to the man’s needs so he doesn’t have to, a strong woman who takes up the man’s responsibilities so he would not need to worry about anything else other than to successfully chase his dreams.

Often time, a woman’s role as an equal partner often gets overlooked, and despite the amount of hard work she has put into managing everything, she still ends up as just a shadow to her man’s success, that is if she’s lucky. Sometimes, she barely even gets a mention.

The truth is, gender stereotypes and bias have always existed, for decades. For years, women have always been asserted of their role as men’s support system, never the person in charge who’s capable of paving their own way to success. This has always been the belief for many years, and surprisingly, it still is in the 21st century, up to this very day.

Ask any woman, and most of them, if not all, will tell you they have experienced being discriminated simply for being born with the XX chromosome. Discrimination at the workplace is often unheeded – heard and noticed by many, but disregarded, even by women themselves. Have we ever stopped and asked ourselves, why is this happening? Why are we allowing this?

Since young, women have been taught to tolerate being disrespected at or looked down upon. “Boys will always be boys.” As if women need to expect to be treated poorly by the opposite gender, as if it is inevitable; and because of this, there are still plenty of sexual violence against women cases in every continent of the world. Women are being murdered simply for rejecting men’s advances. This is despicable and should not have a place in today’s modern society.

An equal world is an enabled world. A gender equal world can be healthier, wealthier, and more harmonious, what’s not great about that? Gender equality is essential for economies and communities to thrive. Both men and women have different roles and strengths, but what the society often mention to acknowledge is that both genders are equally strong. Women are educators, and primary caretakers of children and elders in every single country of the world. International studies demonstrate that when the economy and political organisation of a society change, women take the lead in helping the family adjust to new realities and challenges.

Yet at the same time, women have contributed plenty in technology, in sports, in health, in economy, and in creatives too to name a few. Throughout history, women play an integral part in the development of society. The central role of women in society has ensured the stability, progress, and long-term development of nations.

According to the United Nations, women’s voices and participation in all aspects of society are more important than ever, as witnessed in the context of the global economic crisis, during the political transitions in the Arab world and elsewhere, and environmental disasters.

“Behind every successful woman, there is herself.” – Bart Jackson.

Today, the median female share of the global workforce is 45.4%. The role of women in the urban and rural workforce has expanded exponentially in recent decades. Women’s formal and informal labour can transform a community from a relatively autonomous society to a participant in the national economy.

Gender equality and the empowerment of women are gaining around worldwide, but despite this momentum, there is a long way to go before women can be said to enjoy the fundamental rights, freedom, and dignity that are their birth right and that will guarantee their well-being. Celebrating women’s achievements and increasing visibility, while calling out inequality, is key.

“When women are empowered and can claim their rights and access to land, leadership, opportunities, and choices – economies grow, food security is enhanced, and prospects are improved for current and future generations,” – Michele Bachelet, Under-Secretary-General and Executive Director of United Nations Women.

Here at LBS Bina Group, we have plenty of women staff who have tirelessly contribute on a daily basis to ensure the growth of the company. It is vital to us for their hard work to be seen and acknowledged. Individually, we are all responsible for our own thoughts and actions, however we need to be mindful that we are all parts of a whole – our individual actions, conversations, behaviours, and mindsets can have an impact on our larger society.

We can actively choose to challenge stereotypes, fight bias, broaden perceptions, improve situations, and celebrate women’s achievements. Collectively, each one of us can help create a gender equal work environment, and pave our way towards a gender equal world. After all, equality is not a women’s issue, but a business issue.